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Flipper MotoGP Racer


Joined: 19 Jul 2005 Posts: 5419 Location: Desolation Boulevard
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Posted: Fri Apr 09, 2010 11:19 am Post subject: |
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Had a card problem a few years ago but good old Abbey stopped the transaction as their computer realised that I wouldn't be taking cash out in the UK and then 2 hours later buying stuff in Canada.
Santander now have a text system whereby they will send the card holder a text message if there is any question over a transaction. _________________ If you judge people, you have no time to love them. |
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Tinks Fairy Grandmoderator


Joined: 08 Feb 2004 Posts: 19443 Location: Away with the fairys.
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Posted: Fri Apr 09, 2010 11:40 am Post subject: |
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Flintstone wrote: | pjsupertart wrote: | some fcuker is spending MY MONEY in spain and italy My debit card has been cloned, they've had £100 yesterday, but by my calculations, they've had another £1000 today Got to wait until tomorrow morning to see what transactions go through tonight. Right before my france trip too . aaaaargggggggghhhhhhh! WANKERS!!! |
I'd just get onto the bank and get them to issue a new card, as you didn't make the transactions you shouldn't be liable for them. Just a pain in the arse. Know from experience as someone tried to extract £4k from my account. |
Had that a few years back 7k put on my card, Tesco sorted it all out very quick  _________________ Happiness is a friction burn on your knee
The 1st Lady of the forum. |
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biggus illitterātus


Joined: 21 Aug 2004 Posts: 31748 Location: Hotel California
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Posted: Fri Apr 09, 2010 12:03 pm Post subject: |
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biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  _________________
www.bigguspicus.co.uk
There are 10 types of people in the world: those who understand Binary and those who don't
There are II types of people in the world: those who understand Roman numerals and those who don't.
98% of all Harleys ever sold are still on the road. The other 2% made it home |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 12:10 pm Post subject: |
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biggus wrote: | biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  |
Really?! That's insurance being refused?! I cancelled the policy on the basis that I am going to have the bike lowered rather than telling them that the bike has ALREADY been lowered...
I thought about not telling them, but it's a risk isn't it? They might use that as an excuse not to pay out if anything happened and they found out. As it is, I haven't told my current insurer as I'm not sure I want to necessarily keep the bike lowered yet (doesn't seem to be making a difference with the back so far)... but I still have to proceed on the basis that I will as my current insurance runs out on the 21st!
Now waiting for a quote from A-Plan - have explained that lowering is due to my height! _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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Wivvy GrandCnut


Joined: 27 Jul 2004 Posts: 10928
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Posted: Fri Apr 09, 2010 12:12 pm Post subject: |
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darkdreamsgal wrote: | biggus wrote: | biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  |
Really?! That's insurance being refused?! I cancelled the policy on the basis that I am going to have the bike lowered rather than telling them that the bike has ALREADY been lowered...
I thought about not telling them, but it's a risk isn't it? They might use that as an excuse not to pay out if anything happened and they found out. As it is, I haven't told my current insurer as I'm not sure I want to necessarily keep the bike lowered yet (doesn't seem to be making a difference with the back so far)... but I still have to proceed on the basis that I will as my current insurance runs out on the 21st!
Now waiting for a quote from A-Plan - have explained that lowering is due to my height! |
rather than a lowering kit, wear heels? |
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BarryH Cabbage club member #1


Joined: 25 Jun 2004 Posts: 7579
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Posted: Fri Apr 09, 2010 12:14 pm Post subject: |
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darkdreamsgal wrote: | biggus wrote: | biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  |
Really?! That's insurance being refused?! I cancelled the policy on the basis that I am going to have the bike lowered rather than telling them that the bike has ALREADY been lowered...
I thought about not telling them, but it's a risk isn't it? They might use that as an excuse not to pay out if anything happened and they found out. As it is, I haven't told my current insurer as I'm not sure I want to necessarily keep the bike lowered yet (doesn't seem to be making a difference with the back so far)... but I still have to proceed on the basis that I will as my current insurance runs out on the 21st!
Now waiting for a quote from A-Plan - have explained that lowering is due to my height! |
I won't bother next time.......  |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 12:18 pm Post subject: |
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BarryH wrote: | darkdreamsgal wrote: | biggus wrote: | biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  |
Really?! That's insurance being refused?! I cancelled the policy on the basis that I am going to have the bike lowered rather than telling them that the bike has ALREADY been lowered...
I thought about not telling them, but it's a risk isn't it? They might use that as an excuse not to pay out if anything happened and they found out. As it is, I haven't told my current insurer as I'm not sure I want to necessarily keep the bike lowered yet (doesn't seem to be making a difference with the back so far)... but I still have to proceed on the basis that I will as my current insurance runs out on the 21st!
Now waiting for a quote from A-Plan - have explained that lowering is due to my height! |
I won't bother next time.......  |
I am also on the phone to Adrian Flux at the moment! But no sense in limiting myself before I've begun, right?  _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 12:20 pm Post subject: |
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Wivvy wrote: | darkdreamsgal wrote: | biggus wrote: | biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  |
Really?! That's insurance being refused?! I cancelled the policy on the basis that I am going to have the bike lowered rather than telling them that the bike has ALREADY been lowered...
I thought about not telling them, but it's a risk isn't it? They might use that as an excuse not to pay out if anything happened and they found out. As it is, I haven't told my current insurer as I'm not sure I want to necessarily keep the bike lowered yet (doesn't seem to be making a difference with the back so far)... but I still have to proceed on the basis that I will as my current insurance runs out on the 21st!
Now waiting for a quote from A-Plan - have explained that lowering is due to my height! |
rather than a lowering kit, wear heels? |
I actually tried the Daytona boots with the instep but they don't make them small enough for me!  _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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BarryH Cabbage club member #1


Joined: 25 Jun 2004 Posts: 7579
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Posted: Fri Apr 09, 2010 12:21 pm Post subject: |
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darkdreamsgal wrote: | BarryH wrote: | darkdreamsgal wrote: | biggus wrote: | biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  |
Really?! That's insurance being refused?! I cancelled the policy on the basis that I am going to have the bike lowered rather than telling them that the bike has ALREADY been lowered...
I thought about not telling them, but it's a risk isn't it? They might use that as an excuse not to pay out if anything happened and they found out. As it is, I haven't told my current insurer as I'm not sure I want to necessarily keep the bike lowered yet (doesn't seem to be making a difference with the back so far)... but I still have to proceed on the basis that I will as my current insurance runs out on the 21st!
Now waiting for a quote from A-Plan - have explained that lowering is due to my height! |
I won't bother next time.......  |
I am also on the phone to Adrian Flux at the moment! But no sense in limiting myself before I've begun, right?  |
Postal District? |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 12:25 pm Post subject: |
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BarryH wrote: | darkdreamsgal wrote: | BarryH wrote: | darkdreamsgal wrote: | biggus wrote: | biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  |
Really?! That's insurance being refused?! I cancelled the policy on the basis that I am going to have the bike lowered rather than telling them that the bike has ALREADY been lowered...
I thought about not telling them, but it's a risk isn't it? They might use that as an excuse not to pay out if anything happened and they found out. As it is, I haven't told my current insurer as I'm not sure I want to necessarily keep the bike lowered yet (doesn't seem to be making a difference with the back so far)... but I still have to proceed on the basis that I will as my current insurance runs out on the 21st!
Now waiting for a quote from A-Plan - have explained that lowering is due to my height! |
I won't bother next time.......  |
I am also on the phone to Adrian Flux at the moment! But no sense in limiting myself before I've begun, right?  |
Postal District? |
SW20, and parked on the drive, so unfortunately that only serves to boost the premium upwards  _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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BarryH Cabbage club member #1


Joined: 25 Jun 2004 Posts: 7579
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Posted: Fri Apr 09, 2010 12:27 pm Post subject: |
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I was born and lived in SW20 for 20 years......your fcuked |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 12:29 pm Post subject: |
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BarryH wrote: | I was born and lived in SW20 for 20 years......your fcuked |
Great, thanks Oh well, we'll see what Adrian Flux can do. Premiums from mainstream insurers seemed reasonable enough, but for the lowering
Edited to add: You're quite right, Barry - they won't cover fully comp as it's not garaged and in a London postcode... third party only... never heard that before! _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't 
Last edited by darkdreamsgal on Fri Apr 09, 2010 12:31 pm; edited 1 time in total |
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Taz MotoGP Racer


Joined: 13 Apr 2009 Posts: 3995 Location: As far away from reality as possible
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Posted: Fri Apr 09, 2010 12:31 pm Post subject: |
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BarryH wrote: | I was born and lived in SW20 for 20 years......your fcuked |
SE20 wasn't much better _________________ "Deja Moo" the feeling you have heard this Bullshit before |
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biggus illitterātus


Joined: 21 Aug 2004 Posts: 31748 Location: Hotel California
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Posted: Fri Apr 09, 2010 12:38 pm Post subject: |
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darkdreamsgal wrote: | biggus wrote: | biggus wrote: | darkdreamsgal wrote: | Hastings Direct... Having asked them if there would be an issue with lowering the bike yesterday before I bought the policy, and being told "I'm not sure but there shouldn't be - do you still want to proceed", I call up today to check only to find out that the insurer won't cover modified bikes and therefore I need to cancel. Does the cancellation team pick up? No...  |
What the f**k!!!!!!!! |
I was thinking about this again, If it were me, I'm not sure that I would tell them about the lowering kit...
I suspect that "lowering" to the insurance world brings to mind teenage chavs fitting lowering springs to their Citroen Saxo etc, rather than a bike lowering kit.
Your call, but personally I wouldn't tell them, although you probably now have it recorded as having insurance refused on that basis  |
Really?! That's insurance being refused?! I cancelled the policy on the basis that I am going to have the bike lowered rather than telling them that the bike has ALREADY been lowered...
I thought about not telling them, but it's a risk isn't it? They might use that as an excuse not to pay out if anything happened and they found out. As it is, I haven't told my current insurer as I'm not sure I want to necessarily keep the bike lowered yet (doesn't seem to be making a difference with the back so far)... but I still have to proceed on the basis that I will as my current insurance runs out on the 21st!
Now waiting for a quote from A-Plan - have explained that lowering is due to my height! |
Sorry I thought you'd already taken out the insurance and had to get a refund because they'd declined to cover you on the basis of the bike being lowered.
I'm not sure the insurance companies understand lowering anyway.... In any case, there are various subtle "mods" that people will do to the set up of their bikes and not declare and not have a problem.
Tusky... Did your insurance fail to pay out on your claim on the basis that your firestorm has a CBR or blade front wheel in it and the front yokes are dropped by 15mm or so? Ermmm nope thought not.
Bottom line is, don't feckin crash it  _________________
www.bigguspicus.co.uk
There are 10 types of people in the world: those who understand Binary and those who don't
There are II types of people in the world: those who understand Roman numerals and those who don't.
98% of all Harleys ever sold are still on the road. The other 2% made it home |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 12:50 pm Post subject: |
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biggus wrote: |
Sorry I thought you'd already taken out the insurance and had to get a refund because they'd declined to cover you on the basis of the bike being lowered.
I'm not sure the insurance companies understand lowering anyway.... In any case, there are various subtle "mods" that people will do to the set up of their bikes and not declare and not have a problem.
Tusky... Did your insurance fail to pay out on your claim on the basis that your firestorm has a CBR or blade front wheel in it and the front yokes are dropped by 15mm or so? Ermmm nope thought not.
Bottom line is, don't feckin crash it  |
Hmm... bizzarely, I've now got a quote from Performance Direct (underwritten by AXA - the same insurers Hastings said wouldn't cover a lowered bike) for £250 more, but no problem with the lowering links.
I am going to try Hastings a 3rd time to see if they have asked AXA directly or whether a member of their technical team has just told them 'no' without checking. _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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Suzibabe Vin Diesel


Joined: 09 Aug 2006 Posts: 4178 Location: Wokingham
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Posted: Fri Apr 09, 2010 1:40 pm Post subject: |
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darkdreamsgal wrote: | biggus wrote: |
Sorry I thought you'd already taken out the insurance and had to get a refund because they'd declined to cover you on the basis of the bike being lowered.
I'm not sure the insurance companies understand lowering anyway.... In any case, there are various subtle "mods" that people will do to the set up of their bikes and not declare and not have a problem.
Tusky... Did your insurance fail to pay out on your claim on the basis that your firestorm has a CBR or blade front wheel in it and the front yokes are dropped by 15mm or so? Ermmm nope thought not.
Bottom line is, don't feckin crash it  |
Hmm... bizzarely, I've now got a quote from Performance Direct (underwritten by AXA - the same insurers Hastings said wouldn't cover a lowered bike) for £250 more, but no problem with the lowering links.
I am going to try Hastings a 3rd time to see if they have asked AXA directly or whether a member of their technical team has just told them 'no' without checking. |
I was with Hastings Direct for my CBR400RR. I had a Johnson can on the bike which I declared and had no problems with. _________________ We are all born mad. Some remain so. ~ Samuel Beckett 1906-1989 |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 2:55 pm Post subject: |
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Suzibabe wrote: | darkdreamsgal wrote: | biggus wrote: |
Sorry I thought you'd already taken out the insurance and had to get a refund because they'd declined to cover you on the basis of the bike being lowered.
I'm not sure the insurance companies understand lowering anyway.... In any case, there are various subtle "mods" that people will do to the set up of their bikes and not declare and not have a problem.
Tusky... Did your insurance fail to pay out on your claim on the basis that your firestorm has a CBR or blade front wheel in it and the front yokes are dropped by 15mm or so? Ermmm nope thought not.
Bottom line is, don't feckin crash it  |
Hmm... bizzarely, I've now got a quote from Performance Direct (underwritten by AXA - the same insurers Hastings said wouldn't cover a lowered bike) for £250 more, but no problem with the lowering links.
I am going to try Hastings a 3rd time to see if they have asked AXA directly or whether a member of their technical team has just told them 'no' without checking. |
I was with Hastings Direct for my CBR400RR. I had a Johnson can on the bike which I declared and had no problems with. |
For the absolute 3rd time, no... Oh well - looks like it may well haev to be Performance Direct, even if they are £250 more expensive... _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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biggus illitterātus


Joined: 21 Aug 2004 Posts: 31748 Location: Hotel California
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Posted: Fri Apr 09, 2010 3:01 pm Post subject: |
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darkdreamsgal wrote: | Suzibabe wrote: | darkdreamsgal wrote: | biggus wrote: |
Sorry I thought you'd already taken out the insurance and had to get a refund because they'd declined to cover you on the basis of the bike being lowered.
I'm not sure the insurance companies understand lowering anyway.... In any case, there are various subtle "mods" that people will do to the set up of their bikes and not declare and not have a problem.
Tusky... Did your insurance fail to pay out on your claim on the basis that your firestorm has a CBR or blade front wheel in it and the front yokes are dropped by 15mm or so? Ermmm nope thought not.
Bottom line is, don't feckin crash it  |
Hmm... bizzarely, I've now got a quote from Performance Direct (underwritten by AXA - the same insurers Hastings said wouldn't cover a lowered bike) for £250 more, but no problem with the lowering links.
I am going to try Hastings a 3rd time to see if they have asked AXA directly or whether a member of their technical team has just told them 'no' without checking. |
I was with Hastings Direct for my CBR400RR. I had a Johnson can on the bike which I declared and had no problems with. |
For the absolute 3rd time, no... Oh well - looks like it may well haev to be Performance Direct, even if they are £250 more expensive... |
It could well be, no offence like... but their experience of people that require their bike to be lowered might be more statistically likely to lob it, rather than the fact it's "modified". In any case, having had a total loss claim already in your first year I'm suprised you can get insurance on something other than a push bike  _________________
www.bigguspicus.co.uk
There are 10 types of people in the world: those who understand Binary and those who don't
There are II types of people in the world: those who understand Roman numerals and those who don't.
98% of all Harleys ever sold are still on the road. The other 2% made it home |
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SkateKitten Drag Racer


Joined: 09 Jun 2009 Posts: 578 Location: Surrey
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Posted: Fri Apr 09, 2010 3:38 pm Post subject: |
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darkdreamsgal wrote: | I actually tried the Daytona boots with the instep but they don't make them small enough for me!  |
Really? What size are you? My Daytona's are size 4 I think.
I'm only 5 foot so I lowered my first bike. When I was doing insurance quotes I explained it wasn't a performance modification, the bike was lowered so that i could touch the floor, they seemed fine with that. _________________
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 3:40 pm Post subject: |
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biggus wrote: | darkdreamsgal wrote: | Suzibabe wrote: | darkdreamsgal wrote: | biggus wrote: |
Sorry I thought you'd already taken out the insurance and had to get a refund because they'd declined to cover you on the basis of the bike being lowered.
I'm not sure the insurance companies understand lowering anyway.... In any case, there are various subtle "mods" that people will do to the set up of their bikes and not declare and not have a problem.
Tusky... Did your insurance fail to pay out on your claim on the basis that your firestorm has a CBR or blade front wheel in it and the front yokes are dropped by 15mm or so? Ermmm nope thought not.
Bottom line is, don't feckin crash it  |
Hmm... bizzarely, I've now got a quote from Performance Direct (underwritten by AXA - the same insurers Hastings said wouldn't cover a lowered bike) for £250 more, but no problem with the lowering links.
I am going to try Hastings a 3rd time to see if they have asked AXA directly or whether a member of their technical team has just told them 'no' without checking. |
I was with Hastings Direct for my CBR400RR. I had a Johnson can on the bike which I declared and had no problems with. |
For the absolute 3rd time, no... Oh well - looks like it may well haev to be Performance Direct, even if they are £250 more expensive... |
It could well be, no offence like... but their experience of people that require their bike to be lowered might be more statistically likely to lob it, rather than the fact it's "modified". In any case, having had a total loss claim already in your first year I'm suprised you can get insurance on something other than a push bike  |
You KNOW it was just because they didn't want to pay for new panels!!!
Express Insurance have just given me a quote for £150 less than Performance Direct... and don't seem to have a problem with the lowering!  _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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SkateKitten Drag Racer


Joined: 09 Jun 2009 Posts: 578 Location: Surrey
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Posted: Fri Apr 09, 2010 3:47 pm Post subject: |
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biggus wrote: |
It could well be, no offence like... but their experience of people that require their bike to be lowered might be more statistically likely to lob it, rather than the fact it's "modified". In any case, having had a total loss claim already in your first year I'm suprised you can get insurance on something other than a push bike  |
Lol, just because I might have 'lobed' (as you put it) my lowered bike a number of times (I actually lost count) and then managed a total loss claim just within my first year of biking, doesn't mean anything! The total loss was just a way to celebrate my first year of riding
DarkDreamsGal - I've just checked and the Daytona Ladystar boots go down to a 2.5 size? _________________
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biggus illitterātus


Joined: 21 Aug 2004 Posts: 31748 Location: Hotel California
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Posted: Fri Apr 09, 2010 3:49 pm Post subject: |
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darkdreamsgal wrote: | Express Insurance |
Bearing in mind I mentioned how good I thought they were the other day I'm suprised you'd not called them already  _________________
www.bigguspicus.co.uk
There are 10 types of people in the world: those who understand Binary and those who don't
There are II types of people in the world: those who understand Roman numerals and those who don't.
98% of all Harleys ever sold are still on the road. The other 2% made it home |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 4:06 pm Post subject: |
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SkateKitten wrote: | biggus wrote: |
It could well be, no offence like... but their experience of people that require their bike to be lowered might be more statistically likely to lob it, rather than the fact it's "modified". In any case, having had a total loss claim already in your first year I'm suprised you can get insurance on something other than a push bike  |
Lol, just because I might have 'lobed' (as you put it) my lowered bike a number of times (I actually lost count) and then managed a total loss claim just within my first year of biking, doesn't mean anything! The total loss was just a way to celebrate my first year of riding
DarkDreamsGal - I've just checked and the Daytona Ladystar boots go down to a 2.5 size? |
Must just have been P&H then!! I will search harder for a shop to try size 4s at Thanks SK! _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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darkdreamsgal MotoGP Racer


Joined: 14 Aug 2009 Posts: 2074 Location: Wimbledon
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Posted: Fri Apr 09, 2010 4:06 pm Post subject: |
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biggus wrote: | darkdreamsgal wrote: | Express Insurance |
Bearing in mind I mentioned how good I thought they were the other day I'm suprised you'd not called them already  |
I did, but they were not picking up!!! I had already obtained a quote from them, but needed to check they were still ok with the lowering.
Update: Best price still pretty crazy, but Express are now offering £717 fully comp with all the usual extras (forgot to factor that in previous quote). Bearing in mind Performance Direct were offering £908, that's not bad! Just waiting to hear back from A-Plan now... _________________ Baby Biker Babe!
"You must be a lawyer"
"What makes you say that?"
"You've got that sharp, useless look about you"
Yes, they are, and no, you can't  |
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Biker-Spawn "Magneto"


Joined: 20 May 2007 Posts: 2995
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Posted: Fri Apr 09, 2010 4:21 pm Post subject: |
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darkdreamsgal wrote: | biggus wrote: | darkdreamsgal wrote: | Express Insurance |
Bearing in mind I mentioned how good I thought they were the other day I'm suprised you'd not called them already  |
I did, but they were not picking up!!! I had already obtained a quote from them, but needed to check they were still ok with the lowering.
Update: Best price still pretty crazy, but Express are now offering £717 fully comp with all the usual extras (forgot to factor that in previous quote). Bearing in mind Performance Direct were offering £908, that's not bad! Just waiting to hear back from A-Plan now... |
Tried BikeSure? They came through cheapest for me. _________________ You start the game of life with a full pot o' luck and an empty pot o' experience. The objective is to fill the pot of experience before you empty the pot of luck.
If you can't get it going with bungee cords and gaffa tape, it's serious. |
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